Whether you are new to Canada, returning to school after being in the workforce, or have attended high school and received your diploma, we have options to meet your needs. 

To learn more about the options listed below call us toll free. 1 888 711 3271

Monthly Payment

A monthly payment plan can be arranged to suit your needs. Tuition and material costs are divided into monthly payments throughout your program. The first payment is due on the first day of classes, and the final payment is due approximately one month prior to completion of your studies. Payments are interest free while you are an active student. All students are automatically eligible for monthly payment plans with no credit check or co-signer required.

Extended Monthly Payment Plan

For students who qualify, monthly payment plans may be extended beyond the end of your student period. Newcomers to Canada can be approved with no Canadian credit history. A credit check is required and some conditions apply.

Out of Province Students

Financial assistance may be available for out of province students who qualify.  For a list of provincial offices, please visit the Government of Canada CanLearn website.

Personal Support Worker Program Qualifies For a Grant & a Loan!

In partnership with St. Joseph's Care Group in Thunder Bay, PTC is offering an exciting initiative that will allow you to get a $3000 tuition grant and a $1000 loan (for a total of $4000) for our Personal Support Worker program, with employment commencing shortly after graduation!*

*Conditions apply. Contact us today for more information.

Student Lines of Credit

Most major banks and credit unions offer student lines of credit to finance post-secondary education. We can provide you contacts at financial institutions to find out more information.

LifeLong Learning Plan

The Canada Revenue Agency Lifelong Learning Plan (LLP) allows you to withdraw amounts from your RRSP’s to finance your education for you or your spouse (or common law partner). You may withdraw up to $10,000 per year, and up to a total maximum of $20,000. For more information visit the Canada Revenue Agency website.

Registered Education Savings Plans

Students who have been named a beneficiary under a family member’s Registered Education Savings Plan (RESP), may use funds from the RESP to finance their education at PTC. For more information, please contact the financial institution holding the RESP and visit the Government of Canada CanLearn website

Employment Ontario and Second Career

The Ontario Ministry of Advanced Education and Skills Development administers programs, such as Second Career, to assist individuals who are unemployed or who have qualified for Employment Insurance. Students may qualify for post-secondary education financing through Second Career or other programs managed by MAESD.

For more information, call us 1.888.711.3271

Under 30 or have a disability?

The Gateway Opportunities Program is a free service that assists individuals with disabilities in seeking and obtaining meaningful employment.


· A person who self –identifies with having a disability;

· Aged 18+ years and unemployed;

· Legally entitled to work in Canada; Canadian citizens, permanent residents or persons who have been granted refugee status in Canada (with a notice of decision);

· Not eligible for assistance under Employment Insurance (EI) benefits, and has not collected EI in the last 5 years

· Willing to commit to attending pre-employment skills development sessions (group sessions or one-on-one sessions) in the Greater Toronto Area.

· Able to seek fulltime employment


HigherEd Points

Fund your tuition fees with Aeroplan® Miles, TD Points and/or CIBC Aventura® points. Students, family members, and friends are able to convert these loyalty points to cover tuition fees. To find out how it works, visit: http://www.higheredpoints.com/loyalty-programs/

payments payments

call toll-free 1 888 711 3271

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Financing your education can be intimidating, contact us to learn more about any of the many financing options available.