A monthly payment plan can be arranged to suit your needs. Tuition and material costs are divided into monthly payments throughout your program. The ﬁrst payment is due on the ﬁrst day of classes, and the ﬁnal payment is due approximately one month prior to completion of your studies. Payments are interest free while you are an active student. All students are automatically eligible for monthly payment plans with no credit check or co-signer required.
Extended Monthly Payment Plan
For students who qualify, monthly payment plans may be extended beyond the end of your student period. Newcomers to Canada can be approved with no Canadian credit history. A credit check is required and some conditions apply.
Out of Province Students
Financial assistance may be available for out of province students who qualify. For a list of provincial oﬃces, please visit the Government of Canada CanLearn website.
Personal Support Worker Program Qualifies For a Grant & a Loan!
In partnership with St. Joseph's Care Group in Thunder Bay, PTC is offering an exciting initiative that will allow you to get a $3000 tuition grant and a $1000 loan (for a total of $4000) for our Personal Support Worker program, with employment commencing shortly after graduation!*
Student Lines of Credit
Most major banks and credit unions oﬀer student lines of credit to ﬁnance post-secondary education. We can provide you contacts at ﬁnancial institutions to ﬁnd out more information.
LifeLong Learning Plan
The Canada Revenue Agency Lifelong Learning Plan (LLP) allows you to withdraw amounts from your RRSP’s to ﬁnance your education for you or your spouse (or common law partner). You may withdraw up to $10,000 per year, and up to a total maximum of $20,000. For more information visit the Canada Revenue Agency website.
Registered Education Savings Plans
Students who have been named a beneﬁciary under a family member’s Registered Education Savings Plan (RESP), may use funds from the RESP to ﬁnance their education at PTC. For more information, please contact the ﬁnancial institution holding the RESP and visit the Government of Canada CanLearn website
Employment Ontario and Second Career
The Ontario Ministry of Advanced Education and Skills Development administers programs, such as Second Career, to assist individuals who are unemployed or who have qualiﬁed for Employment Insurance. Students may qualify for post-secondary education ﬁnancing through Second Career or other programs managed by MAESD.
For more information, call us 1.888.711.3271
Under 30 or have a disability?
The Gateway Opportunities Program is a free service that assists individuals with disabilities in seeking and obtaining meaningful employment.
· A person who self –identifies with having a disability;
· Aged 18+ years and unemployed;
· Legally entitled to work in Canada; Canadian citizens, permanent residents or persons who have been granted refugee status in Canada (with a notice of decision);
· Not eligible for assistance under Employment Insurance (EI) benefits, and has not collected EI in the last 5 years
· Willing to commit to attending pre-employment skills development sessions (group sessions or one-on-one sessions) in the Greater Toronto Area.
· Able to seek fulltime employment
Fund your tuition fees with Aeroplan® Miles, TD Points and/or CIBC Aventura® points. Students, family members, and friends are able to convert these loyalty points to cover tuition fees. To find out how it works, visit: http://www.higheredpoints.com/loyalty-programs/